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mosc
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Joined: Jan 31, 2003 Posts: 18177 Location: Durham, NC
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Posted: Wed Apr 23, 2003 10:21 am Post subject:
Why we use PayPal |
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Why we use PayPal
We did quite a bit of research on the subject of online credit card processing. We found that there are many companies who provide merchant accounts and processing gateways, but virtually all have minimum monthly fees. For a small startup operation like electro-music.com, these monthly fees are prohibitive. We found that PayPal offers us the best solution for processing credit card orders and for transferring funds to artists.
PayPal offers us secure credit card processing with no monthly fees.
Since we transfer all credit card processing over to their secure SHTTP server, we don't have to buy a digital certificate for our server.
PayPal is owned by EBAY, the largest online auction business. Their server is very reliable and secure. PayPal's service is excellent.
Buyers of CDs don't have to get a PayPal account.
By using PayPal to process credit card orders, we do not have to keep customers' card numbers in our database. In fact, we don't ever see this information. We think this protects our customers, and ourselves.
The only downside is that the fee PayPal charges for each credit card transaction is relatively high, about 3%.
We pay our artists through PayPal as well. Artists can get a PayPal account for free. There is no monthly maintenance charge. PayPal can be setup to transfer funds directly to the artist's bank account, again at no charge. There are no fees when transferring from one PayPal account to another. It's an instantanious transfer.
There is an online record of fund transfers that is available to both parties. We think this could minimize disputes and misunderstandings.
More information can be found at the PayPal web site: http://www.paypal.com _________________ --Howard
my music and other stuff |
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seraph
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Joined: Jun 21, 2003 Posts: 12396 Location: Firenze, Italy
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Posted: Wed Dec 31, 2003 7:11 am Post subject:
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now that many electro-music.com members are from outside the U.S.A. we should investigate the paypal solution.
if you go to
http://www.paypal.com/cgi-bin/webscr?cmd=p/gen/approved_countries-outside
you will see that PayPal accepts withdrawals to local bank accounts in selected countries like mine but users in those countries may withdraw funds only to a U.S. bank account.
That's certainly a limitation because I would need to open an American bank account to receive payments for any sale through paypal.
Am I right? _________________ homepage - blog - forum - youtube
Quote: | Don't die with your music still in you - Wayne Dyer |
Last edited by seraph on Sat Jan 05, 2008 1:00 am; edited 1 time in total |
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elektro80
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Joined: Mar 25, 2003 Posts: 21959 Location: Norway
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Posted: Wed Dec 31, 2003 7:51 am Post subject:
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Uhhhhh..... is that right???  _________________ A Charity Pantomime in aid of Paranoid Schizophrenics descended into chaos yesterday when someone shouted, "He's behind you!"
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mosc
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Joined: Jan 31, 2003 Posts: 18177 Location: Durham, NC
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Posted: Wed Dec 31, 2003 9:19 am Post subject:
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PayPal wrote: | PayPal accepts withdrawals to local bank accounts in these countries. Users in any country may withdraw funds to a U.S. bank account. |
Looks like you can have PayPal money go in your local Italian account, Carlo.
When you set up your account, you give them your bank account number and a rounting number. They test this by sending you some very small amount, like 8 cents or something. You verify the exact amount, so they know they have the right connection.
When I receive money in the electro-music.com account from CD sales, I transfer your profits to your PayPal account. You can use the money for people who accept PayPal, like EBay and electro-music.com, or have them transfer your money into your local bank account. |
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seraph
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Joined: Jun 21, 2003 Posts: 12396 Location: Firenze, Italy
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Posted: Fri Jan 02, 2004 5:51 am Post subject:
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mosc wrote: | Looks like you can have PayPal money go in your local Italian account, Carlo. |
check this out: PayPal - User Agreement
Go to:
4. Non-U.S. Use.
and tell me what you understand _________________ homepage - blog - forum - youtube
Quote: | Don't die with your music still in you - Wayne Dyer |
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elektro80
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Joined: Mar 25, 2003 Posts: 21959 Location: Norway
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Posted: Fri Jan 02, 2004 8:55 am Post subject:
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HEY!, Norway is on the right list... seems like Carlo has to move here... _________________ A Charity Pantomime in aid of Paranoid Schizophrenics descended into chaos yesterday when someone shouted, "He's behind you!"
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elektro80
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Joined: Mar 25, 2003 Posts: 21959 Location: Norway
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Posted: Fri Jan 02, 2004 8:58 am Post subject:
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Quote: | Importantly, if you are an Non-U.S. User and do not reside in a Withdrawal Country, please note that you may not be able to withdraw funds from your PayPal Account and should therefore only accept payments if you know you will send payments in equal amounts out of your account. For more details and guidelines about withdrawals, please refer to our Payments Policy. |
_________________ A Charity Pantomime in aid of Paranoid Schizophrenics descended into chaos yesterday when someone shouted, "He's behind you!"
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mosc
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Joined: Jan 31, 2003 Posts: 18177 Location: Durham, NC
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Posted: Fri Jan 02, 2004 9:07 am Post subject:
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Looks like to me that both Norway and Italy are withdrawal countries.
I couldn't paraphrases the PayPal legal agreement. I've never had any problmes with them and for the relatively small amounts of money we are talking about here, this seems to be the way to go.
If you live in a PayPal non-withdrawl country, I'll send a check. |
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elektro80
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Joined: Mar 25, 2003 Posts: 21959 Location: Norway
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Posted: Fri Jan 02, 2004 9:14 am Post subject:
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Nah... only the countries makred with the cross are withdrawal countries.
Italy is not marked with a cross.. France and Norway and a few more are.. _________________ A Charity Pantomime in aid of Paranoid Schizophrenics descended into chaos yesterday when someone shouted, "He's behind you!"
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mosc
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Joined: Jan 31, 2003 Posts: 18177 Location: Durham, NC
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seraph
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Joined: Jun 21, 2003 Posts: 12396 Location: Firenze, Italy
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Posted: Fri Jan 02, 2004 9:48 am Post subject:
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I guess they do not have updated all their pages so in a few of them Italy is a "withdrawal" country in others it is not.
Today I have registered but I am not really sure what's going on.
I'll try to withdraw some money and see what happen  _________________ homepage - blog - forum - youtube
Quote: | Don't die with your music still in you - Wayne Dyer |
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mosc
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Joined: Jan 31, 2003 Posts: 18177 Location: Durham, NC
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Posted: Fri Jan 02, 2004 10:01 am Post subject:
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seraph wrote: | I'll try to withdraw some money and see what happen  | OK, but first you must have some funds in the account to withdraw.  |
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seraph
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Joined: Jun 21, 2003 Posts: 12396 Location: Firenze, Italy
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Posted: Fri Jan 02, 2004 10:16 am Post subject:
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Howard have you checked this one  _________________ homepage - blog - forum - youtube
Quote: | Don't die with your music still in you - Wayne Dyer |
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seraph
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Joined: Jun 21, 2003 Posts: 12396 Location: Firenze, Italy
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Posted: Fri Jan 02, 2004 10:28 am Post subject:
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mosc wrote: | seraph wrote: | I'll try to withdraw some money and see what happen  | OK, but first you must have some funds in the account to withdraw.  |
Really  _________________ homepage - blog - forum - youtube
Quote: | Don't die with your music still in you - Wayne Dyer |
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elektro80
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Joined: Mar 25, 2003 Posts: 21959 Location: Norway
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Posted: Fri Jan 02, 2004 10:45 am Post subject:
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Yeah... probably a browser issue... _________________ A Charity Pantomime in aid of Paranoid Schizophrenics descended into chaos yesterday when someone shouted, "He's behind you!"
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carolec
Joined: Jan 04, 2008 Posts: 1 Location: philadelphia
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mosc
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Joined: Jan 31, 2003 Posts: 18177 Location: Durham, NC
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Posted: Fri Jan 04, 2008 9:00 pm Post subject:
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Oh, really? What business do you run? _________________ --Howard
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elektro80
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Joined: Mar 25, 2003 Posts: 21959 Location: Norway
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Posted: Sat Jan 05, 2008 4:15 am Post subject:
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mosc wrote: | Oh, really? What business do you run? |
Carolec`s post seems to be part of a viral marketing scheme.
That said, it also seems that the various links posted by the viral marketeers indicates that this might be part of a much larger phishing scheme.
Anyways..
Quote: | Have you been turned down for a business loan? Try a Business Cash Advance. Leverage future credit card sales for money today. Same day approvals |
Simply google www.onlinecheck.com and see what comes up... _________________ A Charity Pantomime in aid of Paranoid Schizophrenics descended into chaos yesterday when someone shouted, "He's behind you!"
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EdisonRex
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Joined: Mar 07, 2007 Posts: 4579 Location: London, UK
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Posted: Sat Jan 05, 2008 4:24 am Post subject:
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Bet Carolec's not from Philly either. _________________ Garret: It's so retro.
EGM: What does retro mean to you?
Parker: Like, old and outdated.
Home,My Studio,and another view |
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elektro80
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Joined: Mar 25, 2003 Posts: 21959 Location: Norway
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Posted: Sat Jan 05, 2008 4:28 am Post subject:
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metrocast.net _________________ A Charity Pantomime in aid of Paranoid Schizophrenics descended into chaos yesterday when someone shouted, "He's behind you!"
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EdisonRex
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Joined: Mar 07, 2007 Posts: 4579 Location: London, UK
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Posted: Sat Jan 05, 2008 4:50 am Post subject:
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elektro80 wrote: | metrocast.net |
Might be, then, after all. Philly is one of the places they serve. _________________ Garret: It's so retro.
EGM: What does retro mean to you?
Parker: Like, old and outdated.
Home,My Studio,and another view |
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a.b.o.z.

Joined: Feb 07, 2007 Posts: 351 Location: Zagreb, Croatia
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Posted: Wed Apr 16, 2008 4:54 am Post subject:
paypal trouble? Subject description: trouble retriving lost password |
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Hello,
Is anyone else encounterig this problem?
Friend tried to retrieve password via e-mail but that e-mail with new password isn't comming.
What gives?
Anyone knows?
Thnx
Ivan |
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Blue Hell
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Joined: Apr 03, 2004 Posts: 24042 Location: The Netherlands, Enschede
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Posted: Wed Apr 16, 2008 5:36 am Post subject:
Re: paypal trouble? Subject description: trouble retriving lost password |
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a.b.o.z. wrote: | Hello,
Is anyone else encounterig this problem?
Friend tried to retrieve password via e-mail but that e-mail with new password isn't comming.
What gives?
Anyone knows?
Thnx
Ivan |
There was a spam attack on the mail server yesterday resulting in thousands of mails bouncing all around. This could have caused the problem, mosc will know more about that, but maybe a retry helps. _________________ Jan
also .. could someone please turn down the thermostat a bit.
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mosc
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Joined: Jan 31, 2003 Posts: 18177 Location: Durham, NC
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a.b.o.z.

Joined: Feb 07, 2007 Posts: 351 Location: Zagreb, Croatia
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Posted: Wed Apr 16, 2008 10:15 am Post subject:
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hei howard
he's got problems with paypal in general, not electro-music store. |
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